What are the benefits?

Includes emergency medical and quarantine COVID-19 related expenses, if you test positive for and are diagnosed with COVID-19 while on your trip. It also includes a Trip Interruption benefit if the travel advisory changes to a Level 4 (avoid all travel) during your trip and you choose to come home early.

What are the coverage options?

Purchase this coverage for single trips worldwide or to the USA. COVID-19 Insurance must be purchased with TuGo Emergency Medical Insurance (Single Trip Worldwide, Single Trip Excluding USA, or Multi-Trip Annual Worldwide)

To purchase this coverage, you must meet the eligibility requirements of TuGo’s Emergency Medical Insurance and COVID-19 Insurance.

If you’re travelling only within Canada, your provincial healthcare will cover medical emergencies, including COVID-19. However, purchasing Emergency Medical Insurance for travel within Canada for just a few dollars a day, will supplement the costly expenses of air or ground ambulance services, air evacuation, emergency dental services, medical appliances like crutches and wheelchairs, and more.

If you’re travelling within Canada as well as worldwide in the year ahead, consider a Multi-Trip Annual Worldwide policy. With this economical plan option, travel within Canada is automatically covered. Plus, add COVID-19 Insurance to an Emergency Medical Worldwide plan for each individual trip you take, and you’ll have coverage outside Canada for unexpected medical emergencies and COVID-19* medical and quarantine expenses.

This insurance reimburses for prepaid unused travel costs (like an excursion) if the travel plans are cancelled before departure or interrupted after the trip has begun, due to unforeseen* circumstances.

If you’re travelling only within Canada, a Single Trip policy is the best option.

If you’re travelling within Canada as well as worldwide in the year ahead, you may want to consider a Multi-Trip Annual policy.

Available as an add-on to Trip Cancellation & Trip Interruption Insurance, Cancel for Any Reason optional coverage is ideal for travellers who need flexibility. Get reimbursed up to 50% of the pre-paid, unused non-refundable travel costs if you decide to cancel your trip for any reason other than a Covered Risk listed in the travel insurance policy—as long as you cancel 10+ days before the departure date. Travellers will need to buy this insurance within 10 days of making an initial payment or deposit for the trip.

Certain sports, such as ice climbing, downhill mountain biking, and more aren’t covered in standard Emergency Medical policies - that’s where Sports & Activities Coverage comes in.

You can add it to travel within the Canada Emergency Medical plan, as well as a Multi-Trip Annual Worldwide plan.

A bundled package featuring:

| Emergency Medical Insurance
| Trip Cancellation & Trip Interruption InsurancE
| Baggage Insurance
| Accidental Death & Dismemberment Insurance